Utang dapat bayaran!

This is a school project on debts and debt management in the Philippines.

I'm not talking about our country's debts (I have enough problems of my own to even think about that) but just debts that affect ordinary Filipinos.

I have been searching for sites on types of loans (mostly informal loans), debts and debt management in the Philippines and can't come up with adequate sites for proper references so I thought I'd create my own. I'll be putting here anything that I think would fall under those terms (maybe even other related sites) and hope to create a good reference site.

But for sure this is NOT going to be a simple reference site (an official debt and debt management site), one would have to filter out the information, coz' knowing myself, I'll be putting my thoughts and experiences on the matter also... and my first thought "UTANG DAPAT BAYARAN!!!"

I wish all the people I know put that in their heads. Oh no, I'm not a money lender who wants my customers to pay, it is just that I've come across so many people that went overboard on debts that led them to lots of trouble and difficulties. I've also encountered a lot of people who run away from their debts (some just disappear) and sometimes the poor guarantor has to shoulder the burden.

Anyway, this is going to be a working site and I hope to get as much materials and insights I can get.